SIE Reliable Test Forum, SIE Practice Test Pdf
SIE Reliable Test Forum, SIE Practice Test Pdf
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Tags: SIE Reliable Test Forum, SIE Practice Test Pdf, Free SIE Brain Dumps, Well SIE Prep, New SIE Study Guide
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FINRA Securities Industry Essentials Exam (SIE) Sample Questions (Q113-Q118):
NEW QUESTION # 113
Which of the following responses describes a common feature of a hedge fund?
- A. Primarily focused on fixed income investments
- B. Transparent as to the underlying investments and strategies
- C. Low minimum investment requirement
- D. Low liquidity for investors
Answer: D
Explanation:
Step by Step Explanation:
* Low Liquidity: Hedge funds often impose lock-up periods and restrict redemptions, leading to low liquidity for investors.
* Incorrect Options:
* B: Hedge funds typically have high minimum investment requirements, often $1 million or more.
* C: Hedge funds employ diverse strategies, not just fixed income.
* D: Hedge funds are generally opaque about their strategies and holdings to protect their competitive advantage.
References:
* SEC Investor Bulletin on Hedge Funds: SEC Hedge Funds.
NEW QUESTION # 114
A customer owns 100 shares of ABC with a current market value of $5.00 per share. The company undergoes a 1-for-2 reverse split of the stock. Which of the following statements is true of the customer's holdings and the price of the stock?
- A. The customer will have 100 shares at $5.00 per share.
- B. The customer will have 50 shares at $10.00 per share.
- C. The customer will have 200 shares at $2.50 per share.
- D. The customer will have 1,000 shares at $0.50 per share.
Answer: B
Explanation:
Step by Step Explanation:
* Reverse Split Calculation: A 1-for-2 reverse split reduces the number of shares by half while doubling the price per share.
* Pre-Split Holdings: 100 shares at $5.00 = $500.
* Post-Split Holdings: 50 shares at $10.00 = $500.
* Incorrect Options: The total value remains unchanged; only the number of shares and price per share adjust.
References:
* FINRA Corporate Actions Guidance: FINRA Reverse Splits.
NEW QUESTION # 115
Under the Investment Company Act of 1940, which of the following products are considered redeemable securities?
- A. Short-term paper
- B. Shares issued by a closed-end investment company
- C. Shares of unit investment trusts (UITs) purchased through a public offering
- D. Master limited partnerships
Answer: C
Explanation:
Redeemable securities are those that can be sold back to the issuer.
* D is correctbecause unit investment trusts (UITs) issue redeemable securities.
* Cis incorrect because closed-end fund shares are traded on secondary markets, not redeemable.
* AandBdo not meet the definition of redeemable securities.
NEW QUESTION # 116
Which of the following statements is true of the comparison between penny stocks and blue-chip stocks?
- A. Penny stocks are more likely to pay dividends than blue-chip stocks.
- B. Penny stock issuers are generally better capitalized than issuers of blue-chip stocks.
- C. Penny stocks are generally less liquid than blue-chip stocks.
- D. Penny stock prices are generally more stable than blue-chip stock prices.
Answer: C
Explanation:
Step by Step Explanation:
* Penny Stocks: These are low-priced, highly speculative stocks often issued by small or distressed companies. They generally have low liquidity, meaning they can be difficult to buy or sell without significantly impacting the price.
* Incorrect Options:
* Dividends: Penny stocks rarely pay dividends, unlike blue-chip stocks.
* Price Stability: Penny stocks are highly volatile compared to blue-chip stocks.
* Capitalization: Blue-chip companies are far better capitalized.
References:
* SEC Bulletin on Penny Stocks: SEC Penny Stocks.
NEW QUESTION # 117
How long are unused funds permitted to remain in a Coverdell education savings account?
- A. All funds must be distributed when the beneficiary's age reaches 59 ½ years old.
- B. All funds must be distributed when the beneficiary's age reaches 21 years old.
- C. All funds must be distributed when the beneficiary's age reaches 30 years old.
- D. There is no age limit preventing funds from remaining in a beneficiary's account.
Answer: C
Explanation:
Coverdell Education Savings Accounts (ESAs) require that all funds be distributed by the time the beneficiary reaches 30 years old. If the funds are not used for qualified educational expenses, they may be subject to taxes and penalties.
* B is correctbecause funds must be distributed by age 30 unless transferred to another eligible family member.
* Ais incorrect as age 21 is not relevant for Coverdell ESAs.
* Cis incorrect because age 59 ½ applies to retirement accounts like IRAs.
* Dis incorrect because there is a distribution deadline for Coverdell accounts.
NEW QUESTION # 118
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